Home Loans and Mortgages
More Options Than a Bank
Samuel Scott Financial Group offers a wide range of competitively priced mortgage loan programs designed to meet the diverse needs of today’s real estate buyers, regardless of how complex the situation is.
As a mortgage-bank, we have the ability to fund our own loans OR broker them out.
This flexibility gives our clients access to more loan options and better opportunities.
Mortgage Programs
Loan Options:
• FHA loans • Home Equity Lines of Credit & Second Trust Deeds
Unlike mono-channel lenders and big banks, we are not limited to just our own product line. We are truly able to offer every client a “Residential Loan Tailored to Your Needs”.
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What Type of Loan Option is Best for You?
Alex Scoma explains the three types of loan options: • Government Loans (FHA and VA) • Conforming Loans (Fannie Mae and Freddie Mac) • Non-conforming Loans (also known as Jumbo Loans)
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A Loan Option for Everyone
Specialty Programs
The last four years of a challenged economy have resulted in many Americans facing financial difficulties. Unexpected hardships, such as losing a job, have left people in higher debt and lowered FICO scores. Even if your credit has had some challenges (i.e. late payments or large amounts of credit card debt), it might still be possible to get a home loan.
Let one of our Mortgage Advisors assess your situation and explain how you can improve your credit score and qualify for a new loan. You may not have to wait nearly as long as you thought!
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What if my Credit is Less than Perfect?
Brian Shaw explains the Loan Options for people with imperfect credit: • YES, you can still get a loan! • FHA Loan Options with FICO Scores in the 500 and 600′s • How long do you have to wait to get a loan after a foreclosure or shortsale?
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